We are a couple that are non-residents, with an apartment in the beautiful village of Torrox in Andalusia.
When we first discovered the wonderful world of non-resident income tax, we were dismayed to find out that we needed pay a huge amount of money to a solicitor each year in order to pay the tax.
We decided that we would create a service where non-residents could easily deal with this annual overhead. Our goals were to provided a service that was inexpensive, easy to use, and also to provide the best in customer service that we possibly could.
The result is Spanish Homeowner Tax, where we provide a simple, online, cost effective offering.
You can judge for yourself how well we have met our goals!
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Non-resident homeowner property tax, known as Modelo 210, is a tax that needs to be paid each year by non-resident owners of property in Spain.
You are a non-resident if you do NOT have residence in Spain or if you live for more than 183 days outside of Spain.
This tax needs to be paid each year you own the property.
The tax is payable by each owner of the property. So, for example, if there are two owners of the property, each owner must pay 50% of the tax due.
The amount of tax due is determined based upon a percentage of the Catastral value of your property, and a tax rate determined by your nationality - there are different rates for EU and non-EU residents.
This tax assumes that you do NOT receive any rental income at all in respect of this property. If you do receive rental income, please get in touch with us and we can advise further.
This tax needs to be paid each year that you own the property and must be paid by 31 December the following year.
So, for example, the Modelo 210 property tax for 2020 needs to be paid on or before 31 December 2021.
On a property worth €100,000 the amount of tax payable will be approximately €200 euros. This will be split across the owners. The exact amount of tax due is dependent upon factors such as tax residency. EU tax residents currently pay at a rate of 19%, others at 24%. UK tax residents will pay at 24% for 2021 liabilities onwards. You will also pay more tax if your Catastral Value has not been re-rated in the previous 10 years.
You can use our Calculator Tool here to find out more.
Don’t worry. We can resolve the situation for up to 4 years into the past by simply completing the forms on our website. If you have missed payments for more than 4 years or you require any other assistance, just contact us using the green button at the bottom right of this page.
If you have never paid, there may be a penalty in respect of previous years charged by the Spanish authorities.
You can take the risk if you wish, as the Spanish tax authorities may not actively chase this tax. However, there will most likely be problems when the property is to be sold. We recommend that all non-residents pay this tax every year.
Where you have any garage, parking place, workshop or similar, that has its own individual Catastral Reference, you will need to pay non-resident tax in respect of this property in addition to your home. These must be dealt with separately as more than one distinct order.
We take all the hassle away by providing the following services:
1. We produce the Modelo 210 tax forms on your behalf and you arrange payment of the tax to the authorities yourself. When using this option we will send you an email containing a secure link for you to download your documents in PDF format, along with information about how to pay the tax.
2. We produce the Modelo 210 tax forms on your behalf and make the payment to the Spanish Tax Authorities. This will be done in two steps. Firstly, we will produce the forms for you and send you an email containing a secure link for you to download your documents in PDF format. We will then await payment of funds into our secure Client account prior to paying the tax on your behalf. Full receipt of monies received and paid will be provided.
The Catastral Value or as it is known in Spanish, Valor Catastral, is the Spanish tax-value of your property. It can be found on your IBI statement (the annual municipal property tax). The figure required for us to prepare your tax forms is the Valor Castastral Total. It may also be called Valor Catastral or Base Imponible-Valor Catastral.
If you have any problems finding this figure, simply get in touch with us and we will help in every way we can.
If you have received any rental income from the property simply contact us using the green button at the bottom right of this page and we will help any way we can.
You will have your forms or payments completed on or before then end of the next working day.
Your Spanish Modelo 210 tax forms will be prepared and then we will send you an email containing a secure link for you to download the documents in PDF format.
Payments made into our secure Client bank account will be fully receipted.
Payments made to the Spanish Tax Authorities on your behalf will be will be fully receipted.
From your bank you should be able to make a transfer to our Client Bank Account using the IBAN we provide to you. Please ensure that you use the reference that we provide in order for us to match the money to your order. Your bank may charge you a small amount for providing this service.
We recommend using Wise (formerly TransferWise) for payments into our Euro Client Account. It’s up to 8 times cheaper than using your local banks because Wise always use the real exchange rate – which you can see on Google – and charges a very small, upfront fee. They’re also safe, and trusted by over 10 million people around the world.
You can get more information about this service here.
When you create an account on Spanish Homeowner Tax you will automatically be entered into our Rewards scheme. This scheme enables you to build up points which can be turned into money off the next purchase of your Tax Forms. Every 100 points will allow you to reduce the cost of the following years tax by €2.
So for example, the purchase of Tax Forms for 2 people where we pay, and just 2 successful referrals to friends would give you €8 off the next years tax forms.
See the blue Rewards button that hovers in the bottom left hand corner for details.